Best Money Transfer Apps from UAE to Philippines 2025
Pinakamabilis at Pinakamurang Padala ng Pera mula Dubai/Saudi papuntang Pilipinas
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Updated: November 20, 2025 • For OFWs in UAE, Saudi, Qatar, Kuwait, Bahrain
| App / Service | Fee (10,000 AED) | Speed | Exchange Rate | Best For |
|---|---|---|---|---|
| 1. Wise ⭐⭐⭐⭐⭐ | 25-45 AED | Seconds - 2 hours | Mid-market rate | Cheapest overall |
| 2. Remitly | First transfer FREE | Instant - 4 hours | Very good promo rate | New users |
| 3. Al Ansari Exchange | 15-50 AED | 5-30 minutes | Good rate | Cash pickup & GCash |
| 4. Western Union | 50-120 AED | Instant | High markup | Urgent only |
Top 5 Best Ways to Send Money from UAE to Philippines in 2025
1. Wise (TransferWise) – Pinakamura Overall
English: Wise is the cheapest and most transparent way in 2025. Real mid-market exchange rate + low fixed fee.
Filipino: Pinakamura talaga ang Wise ngayon 2025! Walang daya sa palitan, halos 0.4-0.8% lang ang total fee.
- Fee: ~25-45 AED for 10,000 AED
- Arrival: 70% instant, max 2 days
- Send to: BDO, BPI, GCash, Metrobank, any Philippine bank
2. Remitly – First Transfer FREE (Pinakamaganda sa Bagong Gumamit)
New customers get 0 fee + excellent rate (often better than banks).
- Promo rate: Up to ₱52.50 per 1 AED
- Instant to GCash, BPI, UnionBank
- Cash pickup sa M Lhuillier, Palawan, Cebuana
3. Al Ansari Exchange – Pinakamabilis sa Cash Pickup
Very popular among Filipinos in UAE. Branches everywhere in Dubai, Abu Dhabi, Sharjah.
- Fee: 15-30 AED fixed
- Arrival: 5-30 minutes
- Cash pickup sa 15,000+ locations sa Pilipinas
4. Xoom (by PayPal)
Good if your family has PayPal or GCash.
5. Western Union – Only for emergency (Mahal!)
Avoid unless super urgent – fees up to 120 AED + bad exchange rate.
Paano Magpadala ng Pera mula UAE papuntang Pilipinas 2025 (Step-by-Step)
- Download ang Wise or Remitly app
- Mag-sign up gamit ang Emirates ID
- Ilagay ang amount (example: 5,000 AED)
- Piliin ang receiver (GCash number or bank account)
- Bayaran gamit ang debit card or bank transfer
- Matatanggap agad sa Pilipinas!
Frequently Asked Questions (English & Tagalog)
What is the cheapest app from UAE to Philippines 2025?Wise – total cost usually 90-95% lower than banks.
Pinakamurang padala ngayon 2025?
Wise, Remitly (first free), at Al Ansari ang top 3.
Pwede ba instant sa GCash from Dubai?
Oo! Wise, Remitly, Al Ansari – within minutes.
Safe ba ang Wise at Remitly?
100% safe – regulated by FCA (UK) and MAS (Singapore). Millions of OFWs use them daily.
Final Recommendation 2025
For maximum savings → Use Wise
For first-time free transfer → Use Remitly
For cash pickup anywhere → Al Ansari Exchange
Remitly – First Transfer FREE
